FAST CASH FLOW FOR SMASH REPAIRERS

Repaired today. Paid today.

Invoice factoring and pre-repair finance exclusively for smash repairers in Australia. Unlock cash without borrowing a cent to keep your workshop running and your business moving.

Get funded today

Get paid in hours,
not weeks.

Built for smash
repairers only.

Lowest rates.
No hidden fees.

Running a smash repair business is tough enough – juggling jobs, managing staff, ordering parts – without waiting weeks or months for insurers to pay your invoices (or even return your phone calls). Get fast and affordable access to your money with Working Capital Finance.

We’ve spent nearly 20 years helping panel beaters, mechanics, auto shops, crash repairers and paint shops get paid faster.

Invoice factoring

(after repair work completed)

Get paid the same day you send the invoice – not weeks later. We buy your insurer invoices upfront, so you get the cash in your account fast.

Immediate access to cash tied up in insurer invoices
No more chasing payments or waiting weeks or months
Transparent, affordable rates

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Pre-repair finance

(before repair work done)

Access the funding you need to order parts and supplies so work can start without delay.

Cover the cost of parts as soon as the insurer approves your quote
Take on high cost repairs with confidence
Keep suppliers happy with prompt payments

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5 simple steps for smash repair invoice factoring.

1.

You complete the repair

2.

You invoice the insurer

3.

You send the invoice to us (not to the assessor or insurer)

4.

We pay you less a small fee (e.g. you get $4,900 on a $5,000 invoice)

5.

The insurer pays us the invoice amount in full (we chase the insurer, you don’t)

Working Capital Finance will help keep your cash flowing and your business moving.

Get funded today

“I sent my Rego Form in first thing. Then my invoices for factoring a bit later. I got paid later that day. Frankly quite amazing!”

We’re not a bank. We’re not a broker. We’re specialists who understand the smash repair industry, because it’s all we do.

When you call, you’ll talk to a real person who understands your business and is here to help solve your cash flow problems on the spot.

Friendly to work with
and we solve problems on the spot

20+ years focused
on the smash repair industry

$100’s of millions funded
to smash repairers

Over 1,000 smash repairers
supported

Lowest factoring rates
in the industry (as low as 1.0%)

Reliable team
that gets to know you and your business

About Working Capital Finance

Our business was founded in 2005 with the backing of The Motor Traders Association of NSW and the MTA of SA. Working Capital Finance exists to give smash repairers a fair and fast way to access the cash they’ve earned.

Our small, experienced and friendly team has helped hundreds of smash repairers keep their doors open, their staff paid and their customers happy – especially around BAS and tax time when every dollar counts.

About

Get your invoices paid today

Don’t let slow payments hold your business back and cause you stress. Get funded today with Working Capital Finance.

“You stopped us from going-under. COVID smashed us. We were tapped out. Credit lines were full up, overdue and frozen. But Pre-Repair Finance helped us fund some massive repair jobs and slowly we worked our way back.”

Invoice factoring insights

Stay up-to-date and in the know with trends, tips, news and insights about smash repair finance, funding and cash flow.

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Let’s Get You Paid

Don’t let slow payments stall your business or your peace of mind. Complete the form and we’ll get back to you.

Apply now